Risk taking behavior and investment decision of selected business process outsourcing employees in Cavite area / by Alyssa A. Argamosa, Arian S. Escabusa and Trixia Rose T. Lorenzo.

Thesis (BS Business Management--Financial Management) Cavite State University

Includes bibliographical references.

College of Economics, Management, and Development Studies (CEMDS)

ARGAMOSA, ALYSSA A., ESCABUSA ARIAN S., LORENZO, TRIXIA ROSE T. Risk Taking Behavior and Investment Decisions of Selected Business Process Outsourcing Employees in Cavite Area. Undergraduate Thesis. Bachelor of Science in Business Management. Cavite State University, Indang, Cavite. May 2017. Adviser: Engr. Gilberto S. David.

This study was carried out to determine the risk taking behavior and investment decisions of selected business process outsourcing employees in Cavite. Specifically, it aims to: (1) determine the socio-economic profile of BPO employees; (2) determine the level of investment knowledge; (3) determine the investment objectives; (4) determine the risk taking behavior, (5) determine the investment decision; (6) determine the relationship between participants’ socio-economic profile and their financial investments: (7) determine the relationship between socio-economic profile and investment objectives: (8) determine the relationship between socio-economic profile and risk taking behavior, (9) determine the relationship between financial investments and investment objectives; (10) determine the relationship between financial investments and risk taking behavior. and (11) determine the relationship between participants’ investment objectives and their risk taking behavior.

The participants of the study were 200 BPO employees in Cavite. The study was conducted in different areas of Cavite with the most number of BPO Companies namely: Dasmarinas City, Imus City, and Bacoor City from February to March 2017. Frequency Counts, mean, percentage, and standard deviation were used to determine the socio-economic profile, financial assets and investments, risk taking behavior, investment chi-square, point biserial, and pearson’s r were used to determine the significant relationship between the participants’ socio-economic profile and their financial investments, risk taking behavior, investment knowledge, and investment objectives.

7 In terms of demographic profile of the BPO employees, majority of the respondents (42%) were 25 and below. Majority are male, single, don’t have dependents and were college graduates. Lastly, having an income range of Php 150,001 - Php 300,000.

The study also revealed that most of the BPO employees have a moderate level of Investment knowledge with an overall mean of 3.56. Most of the BPO employees are aggressive towards their investment objective as indicated by the overall mean of 3.77.

Most of the BPO employees were risk neutral with the given risk taking behavior Statements as indicated by the overall mean of 3.09.

The study further revealed that both age and income have significant relationship with the level of investment knowledge of the respondents it means that the older the
participants are and the higher their income, the higher their knowledge about investment. For the relationship between participant’s socio-economic profile and the level of investment objective of the respondents, only income has a significant relationship with investment objective. It also revealed that there is a significant relationship between the participants’ investment knowledge with their investment objective therefore, it indicates that the higher the participant’s investment knowledge they are more likely to have a higher investment objective. The study also tells that there was a significant relationship between the participants’ investment objective with their risk taking behavior. The Debt instrument was the only one with a significant relationship between the risk taking behavior of the participants and the investment decision.

Submitted copy to the University Library. 09-04-2017 T-7030