Financial proficiency and savings decision of students in public and private universities in Cavite / by Mary Grace G. Colocado, Kaye Annette P. Deguit, and Ruffa Mae M. Moya

By: Contributor(s): Material type: TextTextLanguage: English Publication details: Indang, Cavite: Cavite State University- Main Campus, 2018.Description: xxi, 68 pages : illustrations ; 28 cmContent type:
  • text
Media type:
  • unmediated
Carrier type:
  • volume
Subject(s): DDC classification:
  • 332 C71 2018
Online resources: Production credits:
  • College of Economics, Management and Developmental Studies (CEMDS)
Abstract: COLOCADO, MARY GRACE G., DEGUIT, KAYE ANNETTE P., MOYA, RUFFA MAE M. Financial Proficiency and Savings Decision of Students in Public and Private Universities in Cavite. Undergraduate Thesis, Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang, Cavite. June 2018. Adviser: Ms. Sherrie Rhose M. Matel. The research was performed to determine the financial proficiency and savings decision of students in public and private universities in Cavite, namely: Cavite State University—Main Campus, Polytechnic University of the Philippines-Maragondon, De La Salle University-Dasmarinas, and Lyceum of the Philippines University—Cavite Campus that offers non-business related courses like, Bachelor of Science in Education, Bachelor of Science in Information Technology and Bachelor of Science in Electronics Communication Engineering. Descriptive statistical tools such as frequency count, mean, and percentage were used in presenting and analyzing the data gathered. Spearman Rank Correlation Coefficient was used to determine if there is a significant relationship between the variables. Mann Whitney U test was used to determine the significant difference between the variables. The study revealed that 34 percent of the participants are 19 years old, majority of them were males and singles. Moreover, more than half of the non-business students had a monthly allowance from P 1000 — P 5750. The overall level of financial proficiency of students result as proficient, and was determined that they have knowledge, balanced manner and positive outlook about financial matters while savings decision of the students result as good and was determined in the study that they have positive insights towards managing and saving wisely. The study revealed that there is no significant relationship and significant difference between the student's profile and the level of financial proficiency, and as to the student's profile with their savings decision. However, the significant relationship between the student's age and savings decision revealed that they were significant but negatively correlated. The study tested the significant relationship between the level of financial proficiency and savings decision of student's and it revealed that they were highly significant and positively correlated. The study also revealed that there is no significant difference in the level of financial proficiency of student's between public and private universities. However, the significant difference in the savings decision of student's between public and private universities revealed that they were highly significant. The study also determined that peer pressure and not having enough allowance were the common hindrances that prevent the students to save.
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Theses / Manuscripts Theses / Manuscripts Ladislao N. Diwa Memorial Library Theses Section Non-fiction 332 C71 2018 (Browse shelf(Opens below)) Link to resource Room use only T-7411 00011785

Thesis (Bachelor of Science in Business Management Major in Financial Management) Cavite State University

Includes bibliographical references.

College of Economics, Management and Developmental Studies (CEMDS)

COLOCADO, MARY GRACE G., DEGUIT, KAYE ANNETTE P., MOYA, RUFFA MAE M. Financial Proficiency and Savings Decision of Students in Public and Private Universities in Cavite. Undergraduate Thesis, Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang, Cavite. June 2018. Adviser: Ms. Sherrie Rhose M. Matel.
The research was performed to determine the financial proficiency and savings decision of students in public and private universities in Cavite, namely: Cavite State University—Main Campus, Polytechnic University of the Philippines-Maragondon, De La Salle University-Dasmarinas, and Lyceum of the Philippines University—Cavite Campus that offers non-business related courses like, Bachelor of Science in Education, Bachelor of Science in Information Technology and Bachelor of Science in Electronics Communication Engineering. Descriptive statistical tools such as frequency count, mean, and percentage were used in presenting and analyzing the data gathered. Spearman Rank Correlation Coefficient was used to determine if there is a significant relationship between the variables. Mann Whitney U test was used to determine the significant difference between the variables. The study revealed that 34 percent of the participants are 19 years old, majority of them were males and singles. Moreover, more than half of the non-business students had a monthly allowance from P 1000 — P 5750. The overall level of financial proficiency of students result as proficient, and was determined that they have knowledge, balanced manner and positive outlook about financial matters while savings decision of the students result as good and was determined in the study that they have positive insights towards managing and saving wisely.
The study revealed that there is no significant relationship and significant difference between the student's profile and the level of financial proficiency, and as to the student's profile with their savings decision. However, the significant relationship between the student's age and savings decision revealed that they were significant but negatively correlated. The study tested the significant relationship between the level of financial proficiency and savings decision of student's and it revealed that they were highly significant and positively correlated. The study also revealed that there is no significant difference in the level of financial proficiency of student's between public and private universities. However, the significant difference in the savings decision of student's between public and private universities revealed that they were highly significant. The study also determined that peer pressure and not having enough allowance were the common hindrances that prevent the students to save.

Submitted to the University Library 2020 T-7411

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