Personal financial management of international undergraduate students in selected higher education institution in Cavite / by Kristin Mari T. Estrada, Emerson J. Marges, and Grace G. Mojica

By: Contributor(s): Material type: TextTextLanguage: English Publication details: Indang, Cavite : Cavite State University- Main Campus, 2017.Description: xiv, 85 pages : illustrations ; 28 cmContent type:
  • text
Media type:
  • unmediated
Carrier type:
  • volume
Subject(s): DDC classification:
  • 332.024 Es8 2017
Online resources: Production credits:
  • College of Economics, Management and Developmental Studies (CEMDS)
Abstract: ESTRADA, KRISTIN MARL To, MARGES, EMERSON J., MOJICA, GRACE G., Undergraduate Thesis. Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang, Cavite. May 2017. Adviser: Mr. Gener T. Cueno. Generally, the study aimed to determine the personal financial management of international undergraduate students in selected higher education institutions in Cavite. The study also aimed to determine the socio-demographic profile of the international undergraduate students in selected higher education institutions; determine the financial management attitude of the international undergraduate students in terms of saving, budgeting, financial responsibility; determine the financial management practice of the international undergraduate students in terms of cash management, credit management, risk management; identify the financial related problems encountered by the international undergraduate students; determine the relationship between socio-demographic profile of the international undergraduate students and their financial management attitude and determine the relationship between socio-demographic profile of the international undergraduate students and their financial management practice. The respondents of the study were 140 international undergraduate students from selected higher education institutions in Cavite. Percentage, mean, frequency count and standard deviation were used to identify and determine the socio-demographic profile of the international undergraduate students and the problems encountered in terms of finances. Likert Scale was used to determine the financial management attitude and financial management practices of the participants. Statistical tools such as Spearman rank correlation coefficient, Point-biserial correlation coefficient and Chi square were used to identify which of the socio-demographic profile of the international undergraduate students have significant relationship to their financial management attitude and financial management practices. Most of the international undergraduate students were taking medical and health related courses with ages ranging from 20-22 years old, majority were male and most of them were Africans and all of them were single. The average stay in the Philippines of the participants was 3 years. The average monthly allowance of the participants was 5,000 pesos. Most of them were financed by their family. The results revealed that the international undergraduate students have a positive outlook towards financial management and most likely to have savings, budget and are financially responsible. Also, the participants had a moderate practice of cash management, credit management and risk management which implies that the participants sometimes plan or sometimes do not plan the use of cash, credit and sometimes manage risk. Based on the results, only curricular program showed a significant relationship with the financial management attitude in general. On the other hand, in terms of attitude towards financial responsibility, monthly allowance was found out to have negative correlation which means that as the monthly allowance decreases, the financial responsibility increases. Furthermore, only the monthly allowance showed significant relationship with the financial management practice. Monthly allowance and nationality of the participants have a relationship with the financial management practice in terms of credit management. For the financial management practice only, nationality had a significant relationship with risk management.
Star ratings
    Average rating: 0.0 (0 votes)
Holdings
Item type Current library Collection Call number Materials specified URL Status Notes Date due Barcode
Theses / Manuscripts Theses / Manuscripts Ladislao N. Diwa Memorial Library Theses Section Non-fiction 332.024 Es8 2017 (Browse shelf(Opens below)) Link to resource Room use only T-7036 00000192

Theses (Bachelor of Science in Business Management Major in Financial Management) Cavite State University

Includes bibliographical references.

College of Economics, Management and Developmental Studies (CEMDS)

ESTRADA, KRISTIN MARL To, MARGES, EMERSON J., MOJICA, GRACE G.,
Undergraduate Thesis. Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang, Cavite. May 2017. Adviser: Mr. Gener T. Cueno.
Generally, the study aimed to determine the personal financial management of international undergraduate students in selected higher education institutions in Cavite. The study also aimed to determine the socio-demographic profile of the international undergraduate students in selected higher education institutions; determine the financial management attitude of the international undergraduate students in terms of saving, budgeting, financial responsibility; determine the financial management practice of the international undergraduate students in terms of cash management, credit management, risk management; identify the financial related problems encountered by the international undergraduate students; determine the relationship between socio-demographic profile of the international undergraduate students and their financial management attitude and determine the relationship between socio-demographic profile of the international undergraduate students and their financial management practice.
The respondents of the study were 140 international undergraduate students from selected higher education institutions in Cavite. Percentage, mean, frequency count and standard deviation were used to identify and determine the socio-demographic profile of the international undergraduate students and the problems encountered in terms of finances. Likert Scale was used to determine the financial management attitude and financial management practices of the participants. Statistical tools such as Spearman rank correlation coefficient, Point-biserial correlation coefficient and Chi square were
used to identify which of the socio-demographic profile of the international undergraduate students have significant relationship to their financial management attitude and financial management practices.
Most of the international undergraduate students were taking medical and health related courses with ages ranging from 20-22 years old, majority were male and most of them were Africans and all of them were single. The average stay in the Philippines of the participants was 3 years. The average monthly allowance of the participants was 5,000 pesos. Most of them were financed by their family.
The results revealed that the international undergraduate students have a positive outlook towards financial management and most likely to have savings, budget and are financially responsible. Also, the participants had a moderate practice of cash management, credit management and risk management which implies that the participants sometimes plan or sometimes do not plan the use of cash, credit and sometimes manage risk.
Based on the results, only curricular program showed a significant relationship with the financial management attitude in general. On the other hand, in terms of attitude towards financial responsibility, monthly allowance was found out to have negative correlation which means that as the monthly allowance decreases, the financial responsibility increases. Furthermore, only the monthly allowance showed significant relationship with the financial management practice. Monthly allowance and nationality of the participants have a relationship with the financial management practice in terms of credit management. For the financial management practice only, nationality had a significant relationship with risk management.

Submitted to the University Library T-7036

Copyright © 2023. Cavite State University | Koha 23.05