Growth financing patterns of small-scale and micro business in the cities of Cavite / by Sarah C. Baylon.

By: Contributor(s): Material type: TextTextLanguage: English Publication details: Indang, Cavite : 2013. Cavite State University- Main Campus,Description: vii, 78 pages : illustrations ; 28 cmContent type:
  • text
Media type:
  • unmediated
Carrier type:
  • volume
Subject(s): DDC classification:
  • 658.11  B34 2013
Online resources: Production credits:
  • College of Economics, Management, and Development Studies (CEMDS)
Abstract: BAYLON, SARAH DELA CRUZ. Growth Financing Patterns of Small-scale and Micro Businesses in the Cities of Cavite. Undergraduate Thesis. Bachelor of Science in Business Management, major in Financial Management. Cavite State University, Indang, Cavite. October 2013. Adviser: Prof. Ludivinia F. Victorino This study was conducted to find out how small-scale and micro businesses are being financed in the cities of Cavite. It aimed to: (1) determine the profile of small-scale and micro businesses in the cities of Cavite in terms of business characteristics and key financial variables; (2) find out the sources of funds used in financing of small-scale and micro businesses in their start-up and growth in their businesses; (3) determine the degree of implementation of start-up and growth financing policies of small-scale and micro businesses in the cities of Cavite; and (4) determine the relationship between the profile of the businesses and the degree of implementation of start-up and growth financing policies of the participant’s business. The participants of the study were 150 small-scale and micro businesses in cities of Cavite, namely: Bacoor City, Cavite City, Dasmarinas City, Imus City, Tagaytay City and Trece Martires City. The study made use of frequency counts, mean, percentage, and standard deviation to describe the profile, sources of funds used in financing the start-up and growth of their businesses. Likert’s scale was used to determine the degree of implementation of start-up and growth financing policies. Spearman rank correlation and chi-square test were used to determine the relationship between the profile of the business and the degree of implementation of start-up and growth financing policies. Majority of the small-scale and micro businesses were sole proprietors. Twenty- nine percent of the businesses are engaged in trading, manufacturing, and merchandising. Sixty-six percent of the businesses had an employee ranging from one to three employees. Forty seven percent of the participants were established from one to five years. For the sources of funds used in financing the start-up and growth of their businesses, majority of the participants used personal savings followed by trade credits, borrowings from family members, friends and/or relatives and bank loans. The degree of implementation of start-up and growth financing policies were moderately implemented by the owners. In terms of the relationship between the profiles of the businesses and the degree of implementation of start-up and growth financing policies, most of the business characteristics were found not significantly related to each other. Only years of operation was significantly associated with the implementation of start-up and growth financing policies. In terms of key financial variables, variables like value of assets (initial and operational stage), capitalization (owner capital), start-up financing percentage (personal savings) were found significantly related to the degree of implementation of start-up and growth financing policies.
Star ratings
    Average rating: 0.0 (0 votes)
Holdings
Item type Current library Collection Call number Materials specified URL Status Notes Date due Barcode
Theses / Manuscripts Theses / Manuscripts Ladislao N. Diwa Memorial Library Theses Section Non-fiction 658.11 B34 2013 (Browse shelf(Opens below)) Link to resource Room use only T-5143 00008163

Thesis ( BS Business Management--Financial Management ) Cavite State University.

Includes bibliographical references.

College of Economics, Management, and Development Studies (CEMDS)

BAYLON, SARAH DELA CRUZ. Growth Financing Patterns of Small-scale and Micro Businesses in the Cities of Cavite. Undergraduate Thesis. Bachelor of Science in Business Management, major in Financial Management. Cavite State University, Indang, Cavite. October 2013. Adviser: Prof. Ludivinia F. Victorino

This study was conducted to find out how small-scale and micro businesses are being financed in the cities of Cavite. It aimed to: (1) determine the profile of small-scale and micro businesses in the cities of Cavite in terms of business characteristics and key financial variables; (2) find out the sources of funds used in financing of small-scale and micro businesses in their start-up and growth in their businesses; (3) determine the degree of implementation of start-up and growth financing policies of small-scale and micro businesses in the cities of Cavite; and (4) determine the relationship between the profile of the businesses and the degree of implementation of start-up and growth financing policies of the participant’s business.

The participants of the study were 150 small-scale and micro businesses in cities of Cavite, namely: Bacoor City, Cavite City, Dasmarinas City, Imus City, Tagaytay City and Trece Martires City. The study made use of frequency counts, mean, percentage, and standard deviation to describe the profile, sources of funds used in financing the start-up and growth of their businesses. Likert’s scale was used to determine the degree of implementation of start-up and growth financing policies. Spearman rank correlation and chi-square test were used to determine the relationship between the profile of the business and the degree of implementation of start-up and growth financing policies.

Majority of the small-scale and micro businesses were sole proprietors. Twenty- nine percent of the businesses are engaged in trading, manufacturing, and merchandising. Sixty-six percent of the businesses had an employee ranging from one to three employees. Forty seven percent of the participants were established from one to five years.

For the sources of funds used in financing the start-up and growth of their businesses, majority of the participants used personal savings followed by trade credits, borrowings from family members, friends and/or relatives and bank loans. The degree of implementation of start-up and growth financing policies were moderately implemented by the owners.

In terms of the relationship between the profiles of the businesses and the degree of implementation of start-up and growth financing policies, most of the business characteristics were found not significantly related to each other. Only years of operation was significantly associated with the implementation of start-up and growth financing policies. In terms of key financial variables, variables like value of assets (initial and operational stage), capitalization (owner capital), start-up financing percentage (personal savings) were found significantly related to the degree of implementation of start-up and growth financing policies.

Submitted copy to the University Library. 07/31/2013 T-5143

Copyright © 2023. Cavite State University | Koha 23.05