Comparizon character traits affecting financial literacy of colleges students in selected campuses of Cavite State University / by Joziel A. Garcia, Ma. Camille Joy G. Pascua and Eunice T. Sosa.

By: Contributor(s): Material type: TextTextLanguage: English Publication details: Indang, Cavite : 2016. Cavite State University- Main Campus,Description: xvi, 86 pages :| 28 cm. illustrations ; Content type:
  • text
Media type:
  • unmediated
Carrier type:
  • volume
Subject(s): DDC classification:
  • 332  G16 2016
Online resources: Production credits:
  • College of Economics, Management, and Development Studies (CEMDS)
Abstract: GARCIA, JOZIEL A., PASCUA, MA. CAMILLE JOY G., SOSA, EUNICE T. Comparison of Character Traits Affecting Financial Literacy of College Students in Selected Campuses of Cavite State University. Undergraduate Thesis. Bachelor of Science in Business Management, major in Financial Management. Cavite State University, Indang, Cavite. April 2016. Adviser: Prof. Estrellita D. Corpuz. The study was conducted to determine the comparison of character traits affecting financial literacy of college students in selected campuses of Cavite State University. Specifically, it aims to: (1) describe the socio-demographic profile of the participants; (2) determine and compare the character traits of college students that affect their financial literacy with respect to sex; (3) determine and compare the level of financial literacy of the participants with respect to sex; (4) determine the relationship between the socio- demographic profile of the participants to their financial literacy; and (5) determine the relationship of the identified character traits of the participants to their financial literacy with respect to sex. The participants of the study were 400 male and female college students from selected campuses of Cavite State University, namely: Bacoor City, Cavite City, Imus City, Naic, Rosario, Silang and Main Campus. Frequency counts, mean, percentage, and standard deviation were used in the study. Five point Likert scale was used to measure character traits and financial literacy of the participants. In allocating the number of the participants by main campus and other six satellite campuses, Proportion allocation was used. T-test was used to determine the significant differences between male and female college students in terms of their character traits and the level of financial literacy. In determining the significant relationship between the participants’ socio-demographic profile and character traits to their level of financial literacy, Pearson’s Correlation was used. Character traits was categorized into materialism, compulsive buying, and Sensation seeking. Both sexes had a moderate level of materialism and sensation seeking, while male and female participants had a moderate and low level of compulsive buying, respectively. There was a significant difference on the compulsive buying of male and female. Financial literacy was classified into financial attitude, financial knowledge, and financial behavior. Both male and female participants had a good financial attitude, high financial knowledge, and a stable financial behavior. Financial attitude is significantly related to year level and monthly allowance. Financial knowledge was found to be highly significantly related to year level. Financial attitude was found to be highly significantly related to materialism and compulsive buying of male participants. Financial knowledge was found to be significantly related with compulsive buying of male participants.
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Theses / Manuscripts Theses / Manuscripts Ladislao N. Diwa Memorial Library Theses Section Non-fiction 332 G16 2016 (Browse shelf(Opens below)) Link to resource Room use only T-6140 00009934

Thesis (BS Business Management--Financial Management) Cavite State University

Includes bibliographical references.


College of Economics, Management, and Development Studies (CEMDS)

GARCIA, JOZIEL A., PASCUA, MA. CAMILLE JOY G., SOSA, EUNICE T. Comparison of Character Traits Affecting Financial Literacy of College Students in Selected Campuses of Cavite State University. Undergraduate Thesis. Bachelor of Science in Business Management, major in Financial Management. Cavite State University, Indang, Cavite. April 2016. Adviser: Prof. Estrellita D. Corpuz.

The study was conducted to determine the comparison of character traits affecting financial literacy of college students in selected campuses of Cavite State University. Specifically, it aims to: (1) describe the socio-demographic profile of the participants; (2) determine and compare the character traits of college students that affect their financial literacy with respect to sex; (3) determine and compare the level of financial literacy of the participants with respect to sex; (4) determine the relationship between the socio- demographic profile of the participants to their financial literacy; and (5) determine the relationship of the identified character traits of the participants to their financial literacy with respect to sex.

The participants of the study were 400 male and female college students from selected campuses of Cavite State University, namely: Bacoor City, Cavite City, Imus City, Naic, Rosario, Silang and Main Campus. Frequency counts, mean, percentage, and standard deviation were used in the study. Five point Likert scale was used to measure character traits and financial literacy of the participants. In allocating the number of the participants by main campus and other six satellite campuses, Proportion allocation was used. T-test was used to determine the significant differences between male and female college students in terms of their character traits and the level of financial literacy. In determining the significant relationship between the participants’ socio-demographic profile and character traits to their level of financial literacy, Pearson’s Correlation was used.

Character traits was categorized into materialism, compulsive buying, and Sensation seeking. Both sexes had a moderate level of materialism and sensation seeking, while male and female participants had a moderate and low level of compulsive buying, respectively. There was a significant difference on the compulsive buying of male and female.

Financial literacy was classified into financial attitude, financial knowledge, and financial behavior. Both male and female participants had a good financial attitude, high financial knowledge, and a stable financial behavior. Financial attitude is significantly related to year level and monthly allowance. Financial knowledge was found to be highly significantly related to year level. Financial attitude was found to be highly significantly related to materialism and compulsive buying of male participants. Financial knowledge was found to be significantly related with compulsive buying of male participants.

Submitted copy to the University Library. 02/06/2017 T-6140

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