Bayambogo, Julienne

Factors influencing investment decision and risk taking behavior of micro business owners in selected cities of Cavite / by Julienne Bayambogo, Cris John A. Carcha and Mary Jane L. Portes. - Indang, Cavite : Cavite State University- Main Campus, 2019. - xii, 63 pages : illustrations ; 30 cm.

Thesis (Bachelor of Science in Business Management Major in Financial Management) Cavite State University.

Includes bibliographical references.

College of Economics, Management and Development Studies (CEMDS), Department of Management College of Economics, Management and Development Studies (CEMDS), Department of Management

BAYAMBOGO, JULIENNE, CARCHA, CRIS JOHN A., PORTES, MARY JANE L.
Factors Influencing Investment Decision and Risk-taking Behavior of Micro Business
Owners in Selected Cities of Cavite. Undergraduate thesis. Bachelor of Science in
Business Management major in Financial Management. Cavite State University, Indang,
Cavite. April 2019. Adviser: Prof. Cecilia T. Cayao.

The study was conducted from January to April 2019 in the specific cities of Cavite,
namely, Dasmarinas, Imus and Trece Martires to know the level of influence of the factors that
affects their investment decision and their risk-taking behavior of micro business owners,
Specifically, it aimed to: (1). identify the participants' sociodemographic profile; (2). identify the

level of influence of factors affecting investment decision; (3). identify the participants' risk-
taking behavior; (4). identify if there is a significant relationship between the socio-demographic

profile of participants and the level of influence of factors affecting investment decision; (5).
identify if there is a significant relationship between socio-demographic profile and risk-taking
behavior of participants and (6). identify if there is a significant relationship between the level of
influence of factors affecting investment decision and risk-taking behavior of participants.
The study was conducted from January to April 2019 at specific cities in Cavite, namely,
Dasmarinas, Trece Martires, and Imus. Frequency count, percentage and mean were used to
present the socio-demographic profile of the participants.
Mean and standard deviation were used to describe the level of influence of factors
affecting investment decision and risk-taking behavior of the participants. Spearman correlation
was used to determine significant relationship between socio-demographic profile and level of

influence of factors affecting investment decision; between socio-demographic profile and risk-
taking behavior; and level of influence of factors affecting investment decision and risk-taking

behavior of participants.
The result of the study shows that among the given factors, government regulations
was the most influential factor that affects the investment decision of the micro business
owners. They were also found out to be risk seeking.
Based on the result of the study, government regulations are mandatory, so in order for
the micro business owners to legally operate their business, they tend to consider government
regulations in their investment decision. Also, the participants were found to be risk seeking
since they are on high risk, high return preference. Meaning they are more into profit and
return, they most likely to disregard their possible risk.


Business people
Risk taking (Psychology)
Investments

338.092 / B34 2019