Cariaga, Pamela J. <br/><br/>
Associated risks and benefits of advanced mobile banking technology for selected small enterprises in Dasmariņas City, Cavite / 
by Pamela J. Cariaga, Arelyn S. Rodil and Mae Gisselle C. Sarmiento. 
 - Indang, Cavite :  Cavite State University- Main Campus,  2022. 
 - xvii, 104 pages :   illustrations ;  28 cm 
<br/><br/> Thesis (Bachelor of Science in Accountancy) Cavite State University. 
<br/><br/>Includes bibliographical references. 
<br/><br/>College of Economics, Management, and Development Studies (CEMDS)  College of Economics, Management, and Development Studies (CEMDS) 
<br/><br/> CARIAGA, PAMELA J., RODIL, ARELYN S., SARMIENTO, MAE GISSELLE C.<br/>Associated Risks and Benefits of Advanced Mobile Banking Technology for Selected<br/>Small Enterprises in Dasmariņas City, Cavite. Undergraduate Thesis. Bachelor of Science<br/>in Accountancy. Cavite State University, Indang, Cavite. August 2022. Adviser: Prof. Maria<br/>Isolde R. Sustrina.<br/>Mobile banking is a technological advancement that provides banking services by means<br/>of a telecommunication device. This involves communicating with the bank to manage the<br/>account in order to obtain specific data or process a transaction. Small enterprises have<br/>adopted this digital development to their business operations with the intention of enhancing the<br/>management of their finances. This study was conducted from August 2021 to June 2022 to<br/>investigate the associated risks and benefits of advanced mobile banking technology for<br/>selected small enterprises in Dasmariņas City, Cavite.<br/>Specifically, it was conducted to: 1. describe the business profile of small enterprises; 2.<br/>describe how often small enterprises use advanced mobile banking technology; 3. identify the<br/>types of mobile banking technology frequently used by enterprises; 4. describe advanced<br/>mobile banking in terms of usability and convenience; accessibility and control features; security<br/>and safety; and transaction costs; 5. describe how risky is advanced mobile banking technology;<br/>6. describe how beneficial is advanced mobile banking technology; and 7. determine if there is a<br/>significant difference between the risks and benefits. The research process was conducted<br/>using a quantitative approach employing a descriptive-comparative design. Fifty participants<br/>who engaged in mobile banking were selected using purposive sampling. The majority form of<br/>business organization among small enterprises is the sole proprietorship, which employs 3 to 4<br/>people that have been running their businesses for either 0 to 2 years or 3 to 5 years. The study<br/>revealed that small enterprises perceived mobile banking as highly beneficial and with very low<br/>risk. It is very evident that it is useful and convenient, secure and safe, cost-effective and offers<br/>great features that are accessible to the users.<br/>The significant difference between the risks and benefits of advanced mobile banking<br/>technology for selected small enterprises in Dasmariņas City, Cavite implies that the businesses<br/>gain more benefits than risks when using the technology by making every operation efficient.<br/>Thus, the study recommended that people take advantage of the benefits of making financial<br/>transactions more convenient through the use of advanced mobile banking. At the same time,<br/>mitigate the minimal risk it may possibly cause by means of proper implementation. 
<br/><br/><label>Subjects--Topical Terms: </label><br/>Banks and banking--Mobile<br/>Online banking<br/>Internet banking
<br/><br/><label>Dewey Class. No.: </label>332.170  / C19 2022