Financial innovation adoption towards mobile wallet payment system among selected working millennials in Cavite / by Shyra Mae P. Galpo, Mary Joyce M. Hernandez and Merly A. Pando.

By: Contributor(s): Material type: TextTextLanguage: English Publication details: Indang, Cavite : Cavite State University- Main Campus, 2019.Description: xiv, 82 pages : illustrations ; 30 cmContent type:
  • text
Media type:
  • unmediated
Carrier type:
  • volume
Subject(s): DDC classification:
  • 620  G13 2019
Online resources: Production credits:
  • College of Economics, Management and Development Studies (CEMDS), Department of Management
Abstract: GALPO, SHYRA MAE P., HERNANDEZ, MARY JOYCE M., and PANDO, MERLY A. Financial Innovation Adoption towards Mobile Wallet Payment System among Selected Working Millennials in Cavite. Undergraduate Thesis. Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang Cavite. May 2019. Adviser Mr. Gener T. Cueno. The study was conducted to determine the financial innovation adoption towards mobile wallet payment system among selected working millennials in Cavite. Specifically, it aimed to: (1) determine the socio-demographic profile of selected working millennials in Cavite in terms of age, sex, civil status, highest educational attainment, status of employment and monthly income; (2) determine the mobile wallet provider commonly used by selected working millennials in Cavite; (3) determine the types of products and services purchased by selected working millennials in Cavite using mobile wallet payment system; (4) determine the level of acceptance of mobile wallet payment system in terms of perceived ease of use, perceived usefulness and perceived risk; (5) determine the level of adoption of mobile wallet payment system towards selected working millennials in Cavite; (6) determine the significant relationship between socio demographic profile and the level of acceptance of mobile wallet payment system; (7) determine the significant relationship between socio demographic profile and the level of adoption of mobile wallet payment system; and (8) to determine the significant relationship between the level of acceptance and the level of adoption towards mobile wallet payment system of selected working millennia's in Cavite. The study was conducted from January to April 2019 in Bacoor City, Dasmarinas City, General Trias City, Cavite City, talus City, Tagaytay City, and Trece Martires City. The study involved a total of 340 respondents. Descriptive con-elation design was used in the study. Cochran Formula was used and a survey questionnaire was given to the respondents to gather the data needed. Most of the respondents belonged to ages 20 to 23, while half (50.6%) of the respondent was female and most were single. Most of the respondent are college graduates and employed. Thirty-one-point eight percent (31.8%) of the respondents belonged to Ph15, 000- Ph25, 000 average monthly income. The most commonly used mobile wallet provider is GCash and utility payment is the most availed by selected working millennia's in Cavite. The result revealed that the level of acceptance in mobile wallet payment system is very high in terms of perceived ease of used with an overall mean of 4.3335, high acceptance in terms of perceived usefulness with an overall mean of 4.1252 and moderate acceptance in terms of perceive risk with an overall mean of 3.0288. The level of adoption in mobile wallet payment system towards selected working millennia's in Cavite has a high adoption level with an overall mean of 3.7629. The statistics showed that there was no significant relationship between socio-demographic profile of the selected working millennials in Cavite and the level of acceptance of mobile wallet payment used. In addition, study also showed that there is no significant relationship between socio demographic profile and level of adoption towards mobile wallet system except for the sex. The study revealed that there is significant relationship between the level of acceptance and the level of adoption towards mobile wallet payment system among selected working millennials in Cavite.
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Theses / Manuscripts Theses / Manuscripts Ladislao N. Diwa Memorial Library Theses Section Non-fiction 620 G13 2019 (Browse shelf(Opens below)) Link to resource Room use only T-8762 00081211

Thesis (Bachelor of Science in Business Management Major in Financial Management) Cavite State University.

Includes bibliographical references.

College of Economics, Management and Development Studies (CEMDS), Department of Management

GALPO, SHYRA MAE P., HERNANDEZ, MARY JOYCE M., and PANDO, MERLY A. Financial Innovation Adoption towards Mobile Wallet Payment System among Selected Working Millennials in Cavite. Undergraduate Thesis. Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang Cavite. May 2019. Adviser Mr. Gener T. Cueno.

The study was conducted to determine the financial innovation adoption towards mobile wallet payment system among selected working millennials in Cavite. Specifically, it aimed to: (1) determine the socio-demographic profile of selected working millennials in Cavite in terms of age, sex, civil status, highest educational attainment, status of employment and monthly income; (2) determine the mobile wallet provider commonly used by selected working millennials in Cavite; (3) determine the types of products and services purchased by selected working millennials in Cavite using mobile wallet payment system; (4) determine the level of acceptance of mobile wallet payment system in terms of perceived ease of use, perceived usefulness and perceived risk; (5) determine the level of adoption of mobile wallet payment system towards selected working millennials in Cavite; (6) determine the significant relationship between socio demographic profile and the level of acceptance of mobile wallet payment system; (7) determine the significant relationship between socio demographic profile and the level of adoption of mobile wallet payment system; and (8) to determine the significant relationship between the level of acceptance and the level of adoption towards mobile wallet payment system of selected working millennia's in Cavite. The study was conducted from January to April 2019 in Bacoor City, Dasmarinas City, General Trias City, Cavite City, talus City, Tagaytay City, and Trece Martires City. The study involved a total of 340 respondents. Descriptive con-elation design was used in the study. Cochran Formula was used and a survey questionnaire was given to the respondents to gather the data needed.

Most of the respondents belonged to ages 20 to 23, while half (50.6%) of the respondent was female and most were single. Most of the respondent are college graduates and employed. Thirty-one-point eight percent (31.8%) of the respondents belonged to Ph15, 000- Ph25, 000 average monthly income. The most commonly used mobile wallet provider is GCash and utility payment is the most availed by selected working millennia's in Cavite. The result revealed that the level of acceptance in mobile wallet payment system is very high in terms of perceived ease of used with an overall mean of 4.3335, high acceptance in terms of perceived usefulness with an overall mean of 4.1252 and moderate acceptance in terms of perceive risk with an overall mean of 3.0288. The level of adoption in mobile wallet payment system towards selected working millennia's in Cavite has a high adoption level with an overall mean of 3.7629. The statistics showed that there was no significant relationship between socio-demographic profile of the selected working millennials in Cavite and the level of acceptance of mobile wallet payment used. In addition, study also showed that there is no significant relationship between socio demographic profile and level of adoption towards mobile wallet system except for the sex. The study revealed that there is significant relationship between the level of acceptance and the level of adoption towards mobile wallet payment system among selected working millennials in Cavite.


Submitted to the University Library 10/15/2019 T-8762

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