000 05280nam a2200373 a 4500
003 OSt
005 20231207152311.0
008 190611s19uu xx 00 eng d
040 _cCvSU Main Campus Library
041 _aeng
082 0 4 _a658.3
_bEn1 2018
100 0 _aEncarnacion, Ramil A.
_940751
_eauthor
245 1 0 _aAllocation and utilization of social pension for indigent senior citizen program's cash grants by beneficiaries in selected areas of Cavite /
_cRamil A. Encarnacion.
260 0 _aIndang, Cavite :
_c2018.
_b Cavite State University - Main Campus,
300 _axix, 77 pages :
_billustrations ;
_c28 cm.
336 _2rdacontent
_atext
337 _2rdamedia
_aunmediated
338 _2rdacarrier
_avolume
500 _aThesis (Bachelor of Science in Business Management Major in Financial Management) Cavite State University
504 _aIncludes bibliographical references.
508 _aCollege of Economics, Management, and Development Studies (CEMDS)
520 3 _aENCARNACION, RAMIL A., GALAZAN, MA. JEAN MAE G. and MAGALUNA, CRISCILLE O. Allocation and Utilization of Social Pension for Indigent Senior Citizen Program’s Cash Grants by Beneficiaries in Selected Areas of Cavite. Undergraduate Thesis. Bachelor of Science in Business Management, major in Financial Management. Cavite State University, Indang, Cavite. May 2018. Adviser: Mr. Zandro M. Catacutan. The study was conducted to determine how the beneficiaries of the social pension for the indigent senior citizen program allocate the cash grants and how they utilized them. Specifically, the study was conducted to determine the socio-demographic profile and health status of the beneficiaries, describe the different ways in which beneficiaries allocate their cash grants, analyse the different ways in which beneficiaries utilize their cash grants, evaluate the perceived of beneficiaries towards the program’s cash grants, and determine the problem encountered by the beneficiaries in the program. It is also ascertain the significant relationship between socio-demographic profile and allocation of program’s cash grant, significant relationship between socio-demographic profile and utilization of program’s cash grants, and significant relationship between allocation and utilization of cash grants by beneficiaries. The study was conducted in four areas of Cavite namely Tanza, Bacoor City, GMA, and Cavite City from February to April 2018. Convenience sampling was used to determine the participants. A total of 380 participants were selected from the four different areas of Cavite using the Slovin’s formula. The findings of the study revealed that the participants allocate and spent the cash grants most on food and health with a mean spending of Php 222.82 and Php 198.93, respectively. It was also revealed that the beneficiaries less utilized the cash grants particularly in education, clothes, shelter, utilities, small investment, leisure and debt. It was find out that the beneficiaries have a very good perception towards the program’s cash grants, which means that the benefits was beneficial to the beneficiaries. The result of Spearman Rank Correlation Coefficient revealed that among the socio-demographic profile of the beneficiaries, age was significantly related to allocation on food and shelter while household size was found to be highly significantly related to allocation on education. It was also found out that socio-demographic profile such as age was significantly related to utilization of cash grants for house maintenance. Educational attainment was found significantly related to utilization of the cash grants to buy their medicines and other medical needs, using the cash grants in case of emergency, and using the cash grants to do some enjoyable activities. Household size was found to be significantly related to utilization on saving the excess cash grants. Years in the program found to be significantly related to utilization on the excess cash grants for small investments, the cash grants in case of emergency, giving certain amount of cash grants to their grandchildren to support their education, and spend the benefits cash grants over their allotted necessity. Moreover, this study also find out that there is significant relationship between allocation on utilities and utilization of cash grants. Based from the result, the author highly recommends to the beneficiaries that they should learn about allocating and utilizing the cash grants properly and in effective way despite from the amount they received from the program.
541 _d07/25/018
_eT-7343
_cSubmitted to the University Library
650 0 _aPensions
_xFinance
_913406
650 0 _aPension management
_914691
650 0 _aOld age pensions
_940754
650 0 _aRetirement income
_914693
690 _aBachelor of Science in Business Management
_91343
_xFinancial Management
700 _aGalazan, Ma. Jean Mae G.
_940755
_eauthor
700 _aMagaluna, Criscille O.
_940756
_eauthor
700 _aCatacutan, Zandro M.
_eadviser
_92364
856 _p80
_uhttp://library.cvsu.edu.ph/cgi-bin/koha/opac-retrieve-file.pl?id=0a486e94469b2080452ea4dd1abdd922
_yView abstract and table of contents
942 _2ddc
_cMAN
999 _c11748
_d11748