000 04791nam a2200361 a 4500
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008 200615s19uu xx 00 eng d
040 _cCvSU Main Campus Library
041 0 _aeng
082 0 4 _a338.642
_bAa1 2017
100 1 0 _aAala, Judy Ann M.
_eauthor
245 1 0 _aPerceived contribution of micro-credit products on the financial and social condition of its members in Tagaytay City /
_cby Judy Ann M. Aala, Rafael M. Aveo, and Perlyn V. Cornejo.
260 0 _aIndang, Cavite :
_bCavite State University- Main Campus,
_c2017.
300 _axvii, 98 pages :
_billustrations ;
_c28 cm.
336 _2rdacontent
_atext
337 _2rdamedia
_aunmediated
338 _2rdacarrier
_avolume
500 _aThesis (Bachelor of Science in Business Management Major in Financial Management) Cavite State State University.
504 _aIncludes bibliographical references.
508 _aCollege of Economics, Management, and Development Studies (CEMDS)
520 3 _aAALA, JUDYANN M., AVEO, RAFAEL M. and CORNEJO, PERLYN V. Perceived Contribution of Micro-credit products on the Financial and Social Condition of its Members in Tagaytay City. Undergraduate Thesis. Bachelor of Science in Business Management, major in Financial Management. Cavite State University, Indang Cavite. May 2017. Adviser: Prof Zandro M. Catacutan. This study was conducted to determine the perceived contribution of micro-credit products on the financial and social condition of its members in Tagaytay City, Cavite. The study aimed to determine the socio-economic profile of the members, characteristics of micro-credit products availed, describe the financial and social condition of members prior and after opening capital build-up account, ascertain the relationship between the socio-economic profile of the members and the characteristics of micro-credit products availed and to identify the problems encountered by the members in availing micro-credit products. The data used in the study were obtained through personal interview with the aid of questionnaires. Data were analyzed using descriptive statistical tools such as mean, frequency count, range and percentage. T-test was used to describe the financial and social condition of members prior and after opening capital build-up account. Likert scale was used in determining the perceived contribution of micro-credit products to its members. The results of the analysis showed that majority of the borrowers were female. The average ages of the residents were 44 years, and majority of them were married. All of the participants had attended formal education. Majority of the participants had a monthly income that ranged from P 1, 000 to P10, 000 with an average of P10, 070.47. There was an average of five members per family of the borrowers. The study showed that most of the members availed sikap loan to purchase equipments and assets to use in their business, buying raw materials, purchase of office supplies, etc. The micro-credit products they availed were being paid on a weekly basis. The result shows that micro-credit products had a positive implication on the financial and social condition of the member such items were basic needs, education, medical and health care, transportation and communication, business, income and savings. Sex was found to be significantly related to the time to maturity of the loan which means that women are more often financially responsible with better repayment performance than men. Monthly income was found directly related to the number of micro-credit products availed which means the members with high income were capable to avail multiple micro-credit products while the members with low income were not capable to avail multiple micro-credit products. Monthly income was also found to be significantly related to effective interest rate of the micro-credit products availed by the participants which means that the participants with high income can avail multiple micro-credit products with low interest because they have high capacity to repay and shorten the maturity of the micro-credit products they availed.
541 _cSubmitted to the University Library
_d
_eT-6960
650 _aSmall business
_xEconomic aspects
_9518
650 0 _aCommercial loans
_xEvaluation
_927678
650 0 _aCredit
_92155
690 _91343
_aBachelor of Science in Business Management
_xFinancial Management
700 _aAveo, Rafael M.
_eauthor
_939072
700 _aCornejo, Perlyn V.
_eauthor
_939073
700 _aCatacutan, Zandro M.
_eadviser
_92364
856 _yClick here to view thesis abstract and table of contents
_uhttp://library.cvsu.edu.ph/cgi-bin/koha/opac-retrieve-file.pl?id=3841abf8c81d7eb678c655e4843e3732
942 _2ddc
_cMAN
999 _c21926
_d21926