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040			_cCavite State University - Main Campus Library
041	0		_aeng
082	0	4	_a320.8 _bH43 2012
100			_aHernandez, Nelma A. _eauthor _943381
245	1	0	_aExpenditure patterns of Government Service Insurance System (GSIS) pensioners in Alfonso, Cavite / _cNelma A. Hernandez.
260			_aIndang, Cavite : _bCavite State University- Main Campus, _c2012
300			_axi, 29 pages : _billustrations ; _c28 cm
336			_2rdacontent _atext
337			_2rdamedia _aunmediated
338			_2rdacarrier _avolume
500			_aTheses (Bachelor of Science in Business Management--Financial Management) Cavite State University
504			_aIncludes bibliographical references.
508			_aCollege of Economics, Management and Development Studies. (CEMDS)
520	3		_aHERNANDEZ, NELMA Expenditure Patterns of Government Service Insurance System (GSIS) Pensioners in Alfonso, Cavite. Bachelor of Science in Business Management major in Financial Management, Cavite State University, Indang, Cavite. April 2012. Adviser Ms. Estrellita Corpuz. The study was conducted to determine the Expenditure Patterns of GSIS Pensioners in Alfonso, Cavite. Specifically, the study aimed to determine the socio-demographic characteristics of the GSIS pensioners in terms of age, gender, civil status, retirement age, line of work when in service and number of dependents; to determine type of retirement benefits GSIS pensioners avail; to identify expenditure patterns of the respondents; and to determine the relationship between socio-demographic characteristics and types of availed retirement benefits to the expenditure pattern of the respondents. The study was conducted in Alfonso, Cavite. A list of respondents was secured from Alfonso Senior Citizens Office and Alfonso Public School Teachers Association in Alfonso, Cavite. The respondents of the study were GSIS pensioners with a total population of 110. Slovin’s formula was used to determine the sample size of 84 with 5 percent degree of error. Fishbowl technique was used to identify the individual respondents. Eighty-four GSIS pensioners participated in the study. Most of them were female (81 percent). Most participants, 58 percent were married, 32 percent were widowed. Single pensioners were less than 10 percent of the participants. Most of the participants were teachers, 82 percent, and the remaining 18 percent were classified as other government employees. The average age of the respondents was 71 years old. The average retirement age of the respondents was 60 years old. Result indicates that most participants had zero to few dependents. The type of benefit mostly chosen by the majority of participants was lump sum and old age (80 percent). There were five allocations or expenditure patterns that surfaced: (a) Low in health and basic commodities x low in investments x high in others, (b) high in health and basic commodities x low in investments x low in others, (c) high in health and basic commodities x low in investments x high in others, (d) high in health and basic commodities x high in investments x low in others, and (e) high in health and basic commodities x high investment x high others (including education and leisure). All patterns except for pattern (a) had high expenditure on health and basic commodities. Pattern (b) was the pattern most respondents subscribed to (51 percent), which put high allocation on health and basic commodities and low on other expenditures. Chi-square test of significance was used to test the association of different demographic variables and types of benefit with expenditure patterns. Findings of the study revealed that there was a significant relationship between the number of dependents and expenditure patterns of the GSIS Pensioners.
541			_cSubmitted to the University Library _d06/05/2012 _eT-4646
650		0	_aGovernment service insurance system _917117 _xAppropriations and expenditure.
690			_aBachelor of Science in Business Management _91343 _xFinancial Management
700			_aEstrelita D. Corpuz _928497 _eadviser
856			_yClick here to view the Abstract and Table of Contents _uhttp://library.cvsu.edu.ph/cgi-bin/koha/opac-retrieve-file.pl?id=3c3efd99b91da6a7210513a32b2a46cc
942			_2ddc _cMAN
999			_c63424 _d63424