000			03783nam a2200313 a 4500
003			OSt
005			20221102131620.0
008			160310s19uu xx 00 eng d
040			_cCvSU Main Campus Library
041	0		_aeng
082	0	4	_a331.2 _bLl77 2015
100		0	_aLladones, Germel N. _911203 _eauthor
245	1	0	_aDiscretionary income utilization of households in selected areas of Cavite / _cby Germel N. Lldones.
260	0		_aIndang, Cavite : _bCavite State University-Main Campus, _c2015.
300			_axv, 103 pages : _billustrations ; _c28 cm.
336			_2rdacontent _atext
337			_2rdamedia _aunmediated
338			_2rdacarrier _avolume
500			_aThesis (BS Business Management--Financial Management) Cavite State University
504			_aIncludes bibliographical references.
508			_aCollege of Economics, Management, and Development Studies (CEMDS)
520	3		_a LLADONES, GERMEL N. Discretionary Income Utilization of Households in Selected Areas of Cavite. Undergraduate Thesis. Bachelor of Science in Business Management. Cavite State University, Indang, Cavite. April 2015. Adviser: Dr. Nelia C. Cresino. A study was conducted to determine the allocation and utilization of discretionary income of households in selected areas of Cavite. Specifically, the study aimed to describe the socio-economic characteristics of households; determine the amount of discretionary income of households in selected areas of Cavite; ascertain the level of importance and pleasure of the selected discretionary items for households; determine the internal or psychological variables influencing households in the utilization of their discretionary income; determine the saving behaviors of households; determine the relationship between the amount of discretionary income and the socio economic characteristics such as: household size, number of income-earners, and number of dependents age, and educational attainment of households; and determine the significant difference in the allocation of discretionary income of households based on the selected socio economic characteristics such as age and sex. The study was conducted in selected areas of Cavite namely Imus City, Dasmarinas City, Trece Martires City, Indang, and Carmona, Cavite from November 2014 to February 2015. Stratified proportional random sampling was used to determine the samples size from each area. Data used in the study were obtained from 130 participants. Findings from the study revealed that the participants had an average household size of five, two income-earners, and two dependents. The average annual discretionary income of households amounted to P 107,887. The households considered discretionary items slightly important and moderately pleasurable. The households considered using their discretionary income slightly more on utility and occasionally for pleasure and self-gratification. The households practiced also a non-simple consumption and slight materialism on their lifestyle and most of them had their lifestyle based on their financial ability. Most of households saved their excess income. The findings also shows that there is significant relationship between the amount of discretionary income and some selected socio economic characteristics such as number of income-earners, age, and educational attainment.
541			_cSubmitted to the University Library _d08/04/2020 _eT-5839
650		0	_aIncome _92256
690			_91343 _aBachelor of Science in Business Management _xFinancial Management
700			_91359 _aCresino, Nelia C. _eadviser
856			_uhttp://library.cvsu.edu.ph/cgi-bin/koha/opac-retrieve-file.pl?id=78484106093f9797bc7b7e4694f01188 _yClick here to view thesis abstract and table of contents
942			_2ddc _cMAN
999			_c9501 _d9501