Liquidity preference and financial planning for retirement of secondary public school teachers in selected areas of Cavite / (Record no. 62295)

MARC details
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fixed length control field 05616nam a2200385 4500
003 - CONTROL NUMBER IDENTIFIER
control field OSt
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20231116144406.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 210107b ||||| |||| 00| 0 eng d
040 ## - CATALOGING SOURCE
Transcribing agency CvSU Main Campus Library
041 0# - LANGUAGE CODE
Language code of text/sound track or separate title eng
082 04 - DEWEY DECIMAL CLASSIFICATION NUMBER
Classification number 332.024
Item number G58 2019
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Gomez, Alexandra Justine M.
9 (RLIN) 36097
Relator term author
245 10 - TITLE STATEMENT
Title Liquidity preference and financial planning for retirement of secondary public school teachers in selected areas of Cavite /
Statement of responsibility, etc. by Alexandra Justine M. Gomez, Katherine A. Morales and Jenny N. Alcantara.
260 ## - PUBLICATION, DISTRIBUTION, ETC.
Place of publication, distribution, etc. Indang, Cavite :
Name of publisher, distributor, etc. Cavite State University- Main Campus,
Date of publication, distribution, etc. 2019.
300 ## - PHYSICAL DESCRIPTION
Extent xvi, 49 pages :
Other physical details illustrations ;
Dimensions 28 cm
336 ## - CONTENT TYPE
Source rdacontent
Content type term text
337 ## - MEDIA TYPE
Source rdamedia
Media type term unmediated
338 ## - CARRIER TYPE
Source rdacarrier
Carrier type term volume
500 ## - GENERAL NOTE
General note Thesis (Bachelor of Science in Business Management--Financial Management) Cavite State University.
504 ## - BIBLIOGRAPHY, ETC. NOTE
Bibliography, etc. note Includes bibliographical references.
508 ## - CREATION/PRODUCTION CREDITS NOTE
College and Department College of Economics, Management and Development Studies (CEMDS).
520 3# - SUMMARY, ETC.
Summary, etc. ALCANTARA, JENNY N., GOMEZ, ALEXANDRA JUSTINE M. and MORALES,<br/>KATHERINE Liquidity Preference and Financial Planning for Retirement of Secondary Public School Teachers in Selected Areas of Cavite. Undergraduate Thesis. Bachelor of Science in Business Management major in Financial Management. Cavite State University. Indang, Cavite. June 2019. Prof: Cecilia T. Cayao.<br/>This research study aimed to determine the liquidity preference and financial planning for retirement of secondary public school in selected areas of Cavite. Specifically, it aimed to determine: 1) socio-demographic profile of secondary public-school teachers; 2) the level of liquidity preference of secondary public-school teachers; 3) financial plans for retirement of secondary public school teachers in terms of spending, saving and investing; and 4) significant difference on liquidity preference of the participants when grouped based on their socio demographic profile.<br/>The study was conducted in selected areas of Cavite from August 2018 to May 2019. The selected areas were chosen based on the total number of secondary public-school teachers presented from the division office of DePED in Trece Martires City and Dasmarifias City, Cavite. A total of 226 secondary public-school teachers have been used as participants of the study.<br/>Survey questionnaire was used as primary data. Convenience sampling was used to select the participants with the criteria of 40- to 65 years old and have at least 15 years in teaching experience. Majority of the participants were female with 87% of total population and the remaining 13 percent were all male.<br/>Frequency, percentage mean and rank were used to determine the sociodemographic profile of secondary public-school teachers in terms of selected variables.<br/>The Likert scale was used to determine the level of liquidity preference of the participants. Mean and rank were used to identify the financial plans for retirement of the participants in terms of spending, saving and investment. Analysis Of variance and<br/><br/>tests were used as statistical tools to determine the significant difference in liquidity preference of the participants when grouped based on their socio-demographic profile.<br/>Ninety-nine percent of the participants responded that will surely spend money after retirement specifically on personal necessities. Eighty-four percent of the participants have savings specifically on emergency funds, while there is only forty-eighth percent who has investment for retirement and the majority of them invested in properties.<br/>The Likert scale showed the result of the liquidity preference of the participants. The participants have high liquidity preference with the mean of 2.68 and is highly notable in four (4) statement, which are keeping cash for emergency purposes, keeping cash all the time, carrying cash for splitting the bills with friends or family while eating out, setting aside cash for shopping and lastly, keeping cash at home. Only one statement shows a Very Low mark which is about using cashless transactions such as Pay Maya and Gcash.<br/>The results showed that there was no significant difference in liquidity preference of the participants when grouped based on their socio-demographic profile. The Secondary Public School Teachers has a high liquidity preference which means that they prefer to hold cash as opposed to other forms of wealth.<br/>The researchers recommend that government, banks and also the Department of Education should work hard to promote financial literacy. Conduct seminars and workshops for secondary public-school teachers on how to manage their finances and investment. Secondary public-school teachers should be more knowledgeable about investing and its pros and cons. There should be also an increase in teacher's salary for them to be able to set aside money for savings and investment.<br/>
541 ## - IMMEDIATE SOURCE OF ACQUISITION NOTE
Method of acquisition Submitted to the University Library
Date of acquisition 04/06/2022
Accession number T-8853
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Retirement
9 (RLIN) 7789
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Financial literacy
9 (RLIN) 5960
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Personal finance
9 (RLIN) 3358
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Finance, Personal
9 (RLIN) 1219
650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name entry element Financial security
9 (RLIN) 30912
690 ## - LOCAL SUBJECT ADDED ENTRY--TOPICAL TERM (OCLC, RLIN)
Course or Program Bachelor of Science in Business Management
9 (RLIN) 1343
Major Financial Management
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Morales, Katherine A.
Relator term author
9 (RLIN) 36098
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Alcantara, Jenny N.
Relator term author
9 (RLIN) 36099
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Cayao, Cecilia T.
Relator term adviser
9 (RLIN) 2428
856 ## - ELECTRONIC LOCATION AND ACCESS
Port 80
Link text Click here to view the Abstract and Table of Contents
Electronic File <a href="http://library.cvsu.edu.ph/cgi-bin/koha/opac-retrieve-file.pl?id=df8b209a7329b221587e6a63094e1654">http://library.cvsu.edu.ph/cgi-bin/koha/opac-retrieve-file.pl?id=df8b209a7329b221587e6a63094e1654</a>
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Source of classification or shelving scheme Dewey Decimal Classification
Koha item type Theses / Manuscripts
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Collection code Home library Current library Shelving location Date acquired Source of acquisition Coded location qualifier Inventory number Total Checkouts Full call number Barcode Date last seen Uniform Resource Identifier Price effective from Koha item type Public note
    Dewey Decimal Classification   Room use only Non-fiction Ladislao N. Diwa Memorial Library Ladislao N. Diwa Memorial Library Theses Section 04/06/2022 Submitted copy to the University Library THESIS/SP 300   332.024 G58 2019 00081325 05/23/2023 http://library.cvsu.edu.ph/cgi-bin/koha/opac-retrieve-file.pl?id=df8b209a7329b221587e6a63094e1654 05/23/2023 Theses / Manuscripts T-8853
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