Assessment of financial literacy and financial inclusion of Business Management graduates of Cavite State University Main Campus / by Marianne Alysa P. Balanquit.

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Balanquit, Marianne Alysa P [author]

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Material type: Text

TextLanguage: English Publication details: Indang, Cavite, 2018. Cavite State University- Main Campus,Description: xvii, 92 p. : ill. ; 28 cm. illustrations ; cmContent type:

text

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unmediated

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volume

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332.024 B18 2018

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Abstract: BALANQUIT, MARIANNE ALYSA P., OBENITA, ARGEL JOSEPH B., & PASCUA, RICA LAINE C. Assessment of Financial Literacy and Financial Inclusion of Business Management Graduates of Cavite State University Main Campus. Undergraduate Thesis. Bachelor of. Science in Business Management major in Financial Management. Cavite State University, Indang, Cavite. June 2018. Adviser: Ms. Mailah M. Ulep. Financial literacy and financial inclusion are two compelling topics in finance. This study aimed to assess and determine the degree of financial literacy and financial inclusion of Business Management graduates of Cavite State University. In addition, assessed the difference of the two mentioned topics when grouped according to the demographic profile of the participants. Moreover, this study also aimed to test the relationship between financial literacy and financial inclusion of the graduates who participated in the study. The researchers used stratified sampling technique to get the total number of graduates that will be surveyed. Online website, Google does was used as a medium of distribution of the questionnaire. Actual distribution was in February 2018 and the questionnaire was sent to 182 participants. Questionnaire includes 12 financial literacy questions and 11 financial inclusion questions and was adopted from Lusardi and Mitchell (2005); and Rooji, Lusardi, and Alessie (2009) and Global Findex (2012), respectively. Matrix and point system used for the determination of the degree of financial literacy and financial inclusion was formulated by the researchers. Mann-Whitney u test and Kruskall Wallis test were used for the examination of difference of financial literacy and financial inclusion when grouped according to demographic profile. For the test of relationship of financial literacy and financial inclusion, Spearman rank-order coefficient was used. Results showed that 65 percent of the participants belong to Average Literacy level, those who have intermediate level of financial knowledge. Forty-four percent of the participants fall on High Inclusion, thus, graduates are financially well-off to engage in financial products and services offered by various financial institutions. For the test of difference, financial literacy has a significant difference only when grouped according to major. Financial inclusion, on the other hand, has significant differences when grouped according to marital status and monthly income. Moreover, financial literacy and financial in elusion have no significant relationship. Thus, financial literacy of the participants does not influence their being financially included. The researchers advise and recommend this paper to the future researchers, the government, and the financial institution or other financial product or service providers. this paper could be a great help for the assessment of financial literacy and financial it elusion, mainstream or baseline survey.

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Item type	Current library	Collection	Call number	Materials specified	Status	Notes	Date due	Barcode
Theses / Manuscripts	Ladislao N. Diwa Memorial Library Theses Section	Non-fiction	332.024 B18 2018 (Browse shelf(Opens below))		Room use only	T-7976		00011843

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Thesis (Bachelor of Science in Business Management Major in Financial Management) Cavite State University

Includes bibliographical references.

BALANQUIT, MARIANNE ALYSA P., OBENITA, ARGEL JOSEPH B., & PASCUA, RICA LAINE C. Assessment of Financial Literacy and Financial Inclusion of Business Management Graduates of Cavite State University Main Campus. Undergraduate Thesis. Bachelor of. Science in Business Management major in Financial Management. Cavite State University, Indang, Cavite. June 2018. Adviser: Ms. Mailah M. Ulep.
Financial literacy and financial inclusion are two compelling topics in finance. This study aimed to assess and determine the degree of financial literacy and financial inclusion of Business Management graduates of Cavite State University. In addition, assessed the difference of the two mentioned topics when grouped according to the demographic profile of the participants. Moreover, this study also aimed to test the relationship between financial literacy and financial inclusion of the graduates who participated in the study.
The researchers used stratified sampling technique to get the total number of graduates that will be surveyed. Online website, Google does was used as a medium of distribution of the questionnaire. Actual distribution was in February 2018 and the questionnaire was sent to 182 participants. Questionnaire includes 12 financial literacy questions and 11 financial inclusion questions and was adopted from Lusardi and Mitchell (2005); and Rooji, Lusardi, and Alessie (2009) and Global Findex (2012), respectively. Matrix and point system used for the determination of the degree of financial literacy and financial inclusion was formulated by the researchers. Mann-Whitney u test and Kruskall Wallis test were used for the examination of difference of financial literacy and financial inclusion when grouped according to demographic profile. For the test of relationship of financial literacy and financial inclusion, Spearman rank-order coefficient was used.
Results showed that 65 percent of the participants belong to Average Literacy level, those who have intermediate level of financial knowledge. Forty-four percent of the participants fall on High Inclusion, thus, graduates are financially well-off to engage in financial products and services offered by various financial institutions. For the test of difference, financial literacy has a significant difference only when grouped according to major. Financial inclusion, on the other hand, has significant differences when grouped according to marital status and monthly income. Moreover, financial literacy and financial in elusion have no significant relationship. Thus, financial literacy of the participants does not influence their being financially included.
The researchers advise and recommend this paper to the future researchers, the government, and the financial institution or other financial product or service providers. this paper could be a great help for the assessment of financial literacy and financial it elusion, mainstream or baseline survey.

Submitted to the University Library 09-26-2018 T-7976

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