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Areas to credit and level of satisfaction of sole proprietors towards loan application in microcredit institutions in selected areas of Cavite / by Jonard P. Ceneta, Michael D. Relente and Jayson John E. Samarita.

By:

Ceneta, Jonard P [author]

Contributor(s):

Material type: Text

TextLanguage: English Publication details: Indang, Cavite : Cavite State University- Main Campus, 2019.Description: xiv, 70 pages : illustrations ; 28 cmContent type:

text

Media type:

unmediated

Carrier type:

volume

Subject(s):

DDC classification:

332.16 C33 2019

Online resources:

Click here to view abstract and table of contents

Production credits:

College of Economics, Management and Development Studies (CEMDS), Department of Management

Abstract: CENETA, JONARD P., RELENTE, MICHAEL D. and SARMARITA, JAYSON JOHN E. Access to Credit and Level of Satisfaction towards Loan Application in Ricrocredit Institutions of Sole Proprietors in Selected Areas of Cavite. Undergraduate Thesis. Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang, Cavite. June 2019. Adviser: Ms. Sherrie Rhose M. Rupido. The study was conducted from January to April 2019. A total of 202 sole proprietors were the participants of the study. It was bounded only to the sole proprietors found in the selected areas of Cavite namely: Bacoor City, Imus City and Trece Martires City. It enclosed those sole proprietors who have availed loan at least once, since January of the year 2018 in microcredit institutions. Specifically, the study aimed to: determine the socio-demographic profile of sole proprietors such as age, Sex, civil status, educational attainment and estimated income; determine the credit accessibility of sole proprietors; determine the level of satisfaction of sole proprietors such as amount of loan granted, cost of borrowing, term of loan and mode of payment collection; determine the relationship between sole proprietors’ socio-demographic profile with their access to credit and level of satisfaction and identify the different problems that sole proprietors encountered during loan application. Descriptive and correlational research designs were used in the study. Most of the participants were 27 to 34 years of age and 47 to 50 years of age, female, married, high school graduate and has a monthly net income ranging from Php 8,701 to 14,400. The results revealed that the participants have an easy access to credit and very satisfied towards loan application; the results also revealed that the socio- demographic profile of the sole proprietors has no significant association with access to credit and level of satisfaction; lastly, the results showed that most of the sole proprietors have not encountered any problems during loan application.

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Holdings ( 1 )
Title notes ( 5 )

Holdings
Item type	Current library	Collection	Call number	Materials specified	URL	Status	Notes	Date due	Barcode
Theses / Manuscripts	Ladislao N. Diwa Memorial Library Theses Section	Non-fiction	332.16 C33 2019 (Browse shelf(Opens below))		Link to resource	Room use only	T-8463		00079586

Thesis (Bachelor of Science in Business Management Major in Financial Management) Cavite State University.

Includes bibliographical references.

College of Economics, Management and Development Studies (CEMDS), Department of Management

CENETA, JONARD P., RELENTE, MICHAEL D. and SARMARITA, JAYSON JOHN E. Access to Credit and Level of Satisfaction towards Loan Application in Ricrocredit Institutions of Sole Proprietors in Selected Areas of Cavite. Undergraduate Thesis. Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang, Cavite. June 2019. Adviser: Ms. Sherrie Rhose M. Rupido.

The study was conducted from January to April 2019. A total of 202 sole proprietors were the participants of the study. It was bounded only to the sole proprietors found in the selected areas of Cavite namely: Bacoor City, Imus City and Trece Martires City. It enclosed those sole proprietors who have availed loan at least once, since January of the year 2018 in microcredit institutions.

Specifically, the study aimed to: determine the socio-demographic profile of sole proprietors such as age, Sex, civil status, educational attainment and estimated income; determine the credit accessibility of sole proprietors; determine the level of satisfaction of sole proprietors such as amount of loan granted, cost of borrowing, term of loan and mode of payment collection; determine the relationship between sole proprietors’ socio-demographic profile with their access to credit and level of satisfaction and identify the different problems that sole proprietors encountered during loan application. Descriptive and correlational research designs were used in the study.

Most of the participants were 27 to 34 years of age and 47 to 50 years of age, female, married, high school graduate and has a monthly net income ranging from Php 8,701 to 14,400.

The results revealed that the participants have an easy access to credit and very satisfied towards loan application; the results also revealed that the socio- demographic profile of the sole proprietors has no significant association with access to credit and level of satisfaction; lastly, the results showed that most of the sole proprietors have not encountered any problems during loan application.

Submitted to the University Library 08/08/2019 T-8463