Spending and saving behavior of BPO employees in selected companies in Cavite / by Alyssa Kate B. Didulo, Cristine Joy D. Matutinao, Mary Mei Danieli G. Tio.

By: Contributor(s): Material type: TextTextLanguage: English Publication details: Indang, Cavite : Cavite State University- Main Campus, 2018.Description: xvii, 55 pages : illustrations ; 28 cmContent type:
  • text
Media type:
  • unmediated
Carrier type:
  • volume
Subject(s): DDC classification:
  • 332.024 D56 2018
Online resources: Production credits:
  • College of Economics, Management, and Development Studies (CEMDS).
Abstract: DIDULO, ALYSSA KATE B., MATUTINAO, CRISTINE JOY D. & TIO, MARY MEI DANIELI G. Spending and Saving Behavior of BPO Employees in Selected Companies in Cavite. Undergraduate Thesis. Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang Cavite. June 2018. Adviser: Ms. Cecilia T. Cayao. The study was conducted from November 2017 to March 2018 in three selected companies in Cavite. This study was conducted to determine the spending and saving behavior of Business Process Outsourcing (BPO) employees in selected companies in Cavite. Specifically, the study aimed to determine the demographic profile of BPO employees; determine the spending behavior of BPO employees; determine the saving behavior of BPO employees; determine the income allocation of BPO employees; ascertain the relationship of demographic profile of BPO employees to their spending behavior; and ascertain the relationship of the demographic profile of BPO employees to their saving behavior. The participants of the study were 198 BPO employees in selected companies in Cavite namely iQor-Dasmarinas Task Us-Imus, and Metrix Marketing Solutions-Bacoor. Mean, frequency count, percentage, and standard deviation under descriptive analysis were used to determine the demographic profile of the BPO employees. Pearson r correlation was used to determine the relationship between demographic profile of BPO employees, and their spending and saving behavior. Based on the results of the study, it was concluded that the spending and saving behavior of the BPO employees was perceived to be a good behavior. The participants had an excellent behavior towards spending for needs and for using credit only for emergency purposes. Also, they had an excellent behavior towards saving regularly and saving for emergencies. It was also concluded in the study that there was no significant relationship between the participants' demographic profile and spending and saving behavior, which indicated that the participants' demographic profile did not affect their spending and saving behavior. In terms of the qualitative measure of spending and saving behavior of BPO employees, it was revealed that the participants' spending behavior was perceived as good behavior, with loans/debts as having the highest mean of 4.26 among the four spending behavior categories. While for saving behavior, it was revealed that it was also a good behavior, with saving allocation as the highest mean rating of 4.13 among the five saving behavior categories. The findings of the study also revealed that the participants spent most on food, savings, and transportation. As för the relationship of spending behavior to the demographic profile, it was revealed that the four categories have no significant relationship to the demographic profile of BPO employees. It was also revealed that there was no significant relationship between the five categories of saving behavior to the demographic profile of BPO employees.
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Theses / Manuscripts Theses / Manuscripts Ladislao N. Diwa Memorial Library Theses Section Non-fiction 332.024 D56 2018 (Browse shelf(Opens below)) Link to resource Room use only T-8364 00081274

Thesis (Bachelor of Science in Business Management major in Financial Management) Cavite State University

Includes bibliographical references.

College of Economics, Management, and Development Studies (CEMDS).

DIDULO, ALYSSA KATE B., MATUTINAO, CRISTINE JOY D. & TIO, MARY MEI DANIELI G. Spending and Saving Behavior of BPO Employees in Selected Companies in Cavite. Undergraduate Thesis. Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang Cavite. June 2018. Adviser: Ms. Cecilia T. Cayao.
The study was conducted from November 2017 to March 2018 in three selected companies in Cavite.
This study was conducted to determine the spending and saving behavior of Business Process Outsourcing (BPO) employees in selected companies in Cavite. Specifically, the study aimed to determine the demographic profile of BPO employees; determine the spending behavior of BPO employees; determine the saving behavior of BPO employees; determine the income allocation of BPO employees; ascertain the relationship of demographic profile of BPO employees to their spending behavior; and ascertain the relationship of the demographic profile of BPO employees to their saving behavior.
The participants of the study were 198 BPO employees in selected companies in Cavite namely iQor-Dasmarinas Task Us-Imus, and Metrix Marketing Solutions-Bacoor. Mean, frequency count, percentage, and standard deviation under descriptive analysis were used to determine the demographic profile of the BPO employees. Pearson r correlation was used to determine the relationship between demographic profile of BPO employees, and their spending and saving behavior.

Based on the results of the study, it was concluded that the spending and saving behavior of the BPO employees was perceived to be a good behavior. The participants had an excellent behavior towards spending for needs and for using credit only for emergency purposes. Also, they had an excellent behavior towards saving regularly and saving for emergencies. It was also concluded in the study that there was no significant relationship between the participants' demographic profile and spending and saving behavior, which indicated that the participants' demographic profile did not affect their spending and saving behavior.
In terms of the qualitative measure of spending and saving behavior of BPO employees, it was revealed that the participants' spending behavior was perceived as good behavior, with loans/debts as having the highest mean of 4.26 among the four spending behavior categories. While for saving behavior, it was revealed that it was also a good behavior, with saving allocation as the highest mean rating of 4.13 among the five saving behavior categories.
The findings of the study also revealed that the participants spent most on food, savings, and transportation.
As för the relationship of spending behavior to the demographic profile, it was revealed that the four categories have no significant relationship to the demographic profile of BPO employees. It was also revealed that there was no significant relationship between the five categories of saving behavior to the demographic profile of BPO employees.

Submitted to the University Library 07/29/2019 T-8364

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