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Risk tolerances towards financial decision making of faculty members of Cavite State University-main / by Shaira Anne B. Mojica and Wendylyn C. Zabal.

By:

Mojica, Shaira Anne B [author]

Contributor(s):

Material type: Text

TextLanguage: English Publication details: Indang, Cavite : Cavite State University- Main Campus, 2015.Description: xiv, 87 pages : 28 cm. illustrationsContent type:

text

Media type:

unmediated

Carrier type:

volume

Subject(s):

DDC classification:

332.024 M72 2015

Online resources:

Click here to view thesis abstract and table of contents

Production credits:

College of Economics, Management, and Development Studies (CEMDS)

Abstract: MOJICA, SHAIRA ANNE BAGO and ZABAL, WENDYLYN CABREDO. Risk Tolerances towards Financial Decision-Making of Faculty Members of Cavite State University-Main. Undergraduate Thesis. Bachelor of Science in Business Management, Financial Management. Cavite State University.Indang, Cavite. April 2015. Adviser: Ms. Yolanda R. Ubusan. The study was conducted to identify and describe the risk tolerances in financial decision-making of faculty members of Cavite State University-Main. It aimed to: determine the socio-economic characteristics of selected faculty members of Cavite State University main campus; determine the risk tolerances of selected faculty members towards financial decision-making in terms of aggressive activities and conservative activities; determine the relationship between socio-economic characteristic and risk tolerances of selected faculty members towards financial decision-making; and determine if there is significant difference in risk tolerances of faculty members towards financial decision-making when grouped according to age, sex, civil status, monthly gross income, and other sources of income. The participants of the study were 219 faculty members of Cavite State University-Main campus, with ages 20 to 62 years. A questionnaire was used to gather data from the participants. The frequency count, percentage, range, standard deviation and mean were used in presenting the demographic characteristics of the students, Spearman Rank Correlation and Chi-Square Test were used to determine the relationship between risk tolerances of selected faculty members and their socio-characteristics. Analysis of Variance (ANOVA) and T-test were used to determine the significant difference in risk tolerances of faculty members towards financial decision-making when grouped according to their socio-economic characteristics such as age, sex, civil status, monthly gross income, and other sources of income. Faculty members have average risk tolerance towards financial decision-making in terms of aggressive activities and conservative activities. Faculty members were either willing or not willing to accept risks when making financial decisions. The socio-economic characteristics such as age, civil status, and monthly gross income were found to be significantly related with risk tolerance in terms of aggressive activities and socio-economic characteristics such as monthly gross income was also found to be significantly related with risk tolerance in terms of conservative activities. However, among the used socio-economic characteristics in the study, sex and other sources of income were found to be not significantly related to risk tolerance in aggressive activities. In terms of conservative activities, age, sex, civil status, and other sources of income were found not significantly related with risk tolerance towards financial decision-making of faculty members of Cavite State University-Main campus. Study revealed that risk tolerance of faculty members in terms of aggressive activities has significant difference when grouped according to their age. Hence, the null hypothesis stating that there is no significant difference in risk tolerance of faculty in terms of aggressive activities when grouped according to age was rejected.

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Title notes ( 5 )

Holdings
Item type	Current library	Collection	Call number	Materials specified	URL	Status	Notes	Date due	Barcode
Theses / Manuscripts	Ladislao N. Diwa Memorial Library Theses Section	Non-fiction	332.024 M72 2015 (Browse shelf(Opens below))		Link to resource	Room use only	T-5767		00009364

Thesis (BS Business Management--Financial Management) Cavite State University

Includes bibliographical references.

College of Economics, Management, and Development Studies (CEMDS)

MOJICA, SHAIRA ANNE BAGO and ZABAL, WENDYLYN CABREDO. Risk Tolerances towards Financial Decision-Making of Faculty Members of Cavite State University-Main. Undergraduate Thesis. Bachelor of Science in Business Management, Financial Management. Cavite State University.Indang, Cavite. April 2015. Adviser: Ms. Yolanda R. Ubusan.

The study was conducted to identify and describe the risk tolerances in financial decision-making of faculty members of Cavite State University-Main. It aimed to: determine the socio-economic characteristics of selected faculty members of Cavite State University main campus; determine the risk tolerances of selected faculty members towards financial decision-making in terms of aggressive activities and conservative activities; determine the relationship between socio-economic characteristic and risk tolerances of selected faculty members towards financial decision-making; and determine if there is significant difference in risk tolerances of faculty members towards financial decision-making when grouped according to age, sex, civil status, monthly gross income, and other sources of income. The participants of the study were 219 faculty members of Cavite State University-Main campus, with ages 20 to 62 years. A questionnaire was used to gather data from the participants. The frequency count, percentage, range, standard deviation and mean were used in presenting the demographic characteristics of the students, Spearman Rank Correlation and Chi-Square Test were used to determine the relationship between risk tolerances of selected faculty members and their socio-characteristics.

Analysis of Variance (ANOVA) and T-test were used to determine the significant difference in risk tolerances of faculty members towards financial decision-making when grouped according to their socio-economic characteristics such as age, sex, civil status, monthly gross income, and other sources of income. Faculty members have average risk tolerance towards financial decision-making in terms of aggressive activities and conservative activities. Faculty members were either willing or not willing to accept risks when making financial decisions. The socio-economic characteristics such as age, civil status, and monthly gross income were found to be significantly related with risk tolerance in terms of aggressive activities and socio-economic characteristics such as monthly gross income was also found to be significantly related with risk tolerance in terms of conservative activities.

However, among the used socio-economic characteristics in the study, sex and other sources of income were found to be not significantly related to risk tolerance in aggressive activities. In terms of conservative activities, age, sex, civil status, and other sources of income were found not significantly related with risk tolerance towards financial decision-making of faculty members of Cavite State University-Main campus. Study revealed that risk tolerance of faculty members in terms of aggressive activities has significant difference when grouped according to their age. Hence, the null hypothesis stating that there is no significant difference in risk tolerance of faculty in terms of aggressive activities when grouped according to age was rejected.

Submitted copy to the University Library. 11/19/2015 T-5767