Investing knowledge, willingness, and practices of regular employees in selected PSE-listed companies in Cavite / by Jude Michael R. Boholano, Kristine Camille Mendoza, Lawrence Christopher P. Perey.

Thesis (Bachelor of Science in Business Management major in Financial Management) Cavite State University.

Includes bibliographical references.

College of Economics, Management, and Development Studies (CEMDS).

BOHOLANO, JUDE MICHAEL R., MENDOZA, KRISTINE CAMILLE, and PEREY,
LAWRENCE CHRISTOPHER P. Investing Knowledge, Willingness, and Practices of
Regular Employees in Selected PSE-Listed Companies in Cavite. Undergraduate Thesis.
Bachelor of Science in Business Management major in Financial Management. Cavite
State University—Main Campus. June 2018. Thesis Adviser: Prof. Dolores L. Aguilar,
CPA.

The study was conducted from January to April 2018 to determine the investing
knowledge, willingness, and practices of regular employees in selected PSE-listed companies in
Cavite. Specifically, the study aimed to: determine the socio-economic profile of regular
employees; find out what types of investment regular employees are into; know the level of
investing knowledge of the regular employees; determine the practices regular employees do in
investing; determine the participants' socio-economic profile and their investing knowledge;
determine the relationship between the participants' investing knowledge and their willingness
towards investing; and determine the relationship between the participants' investing knowledge
and their investing practices.
The researchers used descriptive and correlational research approach under
nonexperimental research as the study's research design. Both purposive and quota sampling
technique were used as sampling techniques in the study. A total of 150 regular employees
were used as this study's participants. Frequency count, percentage, mean and standard
deviation, and Likert Scales were used to analyze the data gathered. Chi-square test was used
in determining the relationship of the participants' socio-economic profile— age, education
attainment, civil status, sex, job level, length of service in the company,
and monthly net income—to their investing knowledge. Spearman rank correlation was
used to ascertain the relationship between their investing knowledge and willingness
towards investing, as well as their investing knowledge and investing practices.
More than half or 53 percent of the participants were male, most of them were 20 to
24 years of age, 47 percent were undergraduates, 67 percent were single, and 51 percent
have entry-level jobs. Majority of them or 75 percent were working for five years and below,
and 47 percent were earning less than P 10,000, monthly. The results revealed that
participants invested regularly in savings accounts. The overall mean rating of their investing

knowledge indicated that regular employees were slightly knowledgeable about investing.
The study also showed that the participants, in general, showed unwillingness towards
investing. Furthermore, the overall mean of investing practices implied that the practices
stated were regularly practiced by the participants.
The three socio-economic characteristics—age, educational attainment, and length
of service—have significant relationships with the participants' investing knowledge. On the
contrary, this study showed that investing knowledge has no significant relationship to
willingness in investing as well as to the participants' investing practices.

Submitted to the University Library 11-26-2018 T-7700