Awareness and vulnerability in mobile banking fraud scheme among the academic employees of Cavite State University-Main Campus / by Romae B. Anglo, Sheena Christine De Leon, Jamzelle P. Martinez and Abegail Q. Tabian.

Thesis (Bachelor of Science in Business Management major in Financial Management) Cavite State University.

Includes bibliographical references.

College of Economics, Management, and Development Studies (CEMDS)

ANGLO, ROMAE B., DE LEON, SHEENA CHRISTINE, MARTINEZ, JAMZELLE P., AND TABIAN, ABEGAIL Q. Awareness and Vulnerability in Mobile Banking Fraud Schemes Among the Academic Employees of Cavite State University-Main Campus. Undergraduate Thesis. Bachelor of Science in Business Management major in Financial Management. Cavite State University, Indang, Cavite. August 2022. Adviser: Ms. Jemmalene O. Viado.

The purpose of this study was to determine the awareness and vulnerability of mobile banking fraud schemes among the academic employees of Cavite State University-Main Campus. In detail, the study aimed to: (a) identify the socio- demographic profiles of the academic employees of Cavite State University-Main Campus; (b) identify the level of awareness and vulnerability in mobile banking fraud schemes among the academic employees of Cavite State University-Main Campus; (c) identify the level of vulnerability in mobile banking fraud schemes among the academic employees of Cavite State University-Main Campus; (d) determine the significant relationship between the socio-demographic profile and level of awareness in mobile banking fraud schemes among the academic employees of Cavite State University-Main Campus, and (e) determine the significant relationship between the socio-demographic profile and level of vulnerability in mobile banking fraud schemes among the academic employees of Cavite State University-Main Campus. The study was conducted in May 2021 and finalized in January 2022. The survey included academic employees from various colleges of Cavite State University- Main Campus, wherein 219 academic employees of Cavite State University served as the participants of the study. The socio-demographic profile of the academic employees were tabulated and analyzed using descriptive statistics including frequency, percentage, and mean. Chi- Square Test, on the other hand, was employed to examine whether there was a significant association between the participants' socio-demographic profile and their level of knowledge and vulnerability to mobile banking fraud schemes. The study revealed that the majority of academic employees are between the ages of 21 and 26. Furthermore, the majority of those surveyed were single and worked part-time or on a job-order basis. In addition, the vast majority of them had a Master of Arts or Master of Science degree. In general, the level of awareness test revealed that academic employees were highly aware of mobile banking fraud schemes. In terms of their knowledge to fraud, experience to fraud, and fraud detection were all high. On the other hand, in terms of self-control and trust, the level of vulnerability was very high. There was no significant relationship between the level of awareness in mobile banking fraud schemes of the academic employees and socio-demographic profile. On the other hand, when participants are categorized according to socio-demographic profile, the level of vulnerability in a mobile banking fraud scheme was highly significant to age and academic rank. In mobile banking fraud schemes, the relationship between level of awareness and the level of vulnerability was also highly significant.

Submitted to the University Library 11/16/2022 T-9224