Money management of dual income earner families in selected municipalities of Cavite / by Cheena Faye J. Garcia and Rayzel Ann B. Putulin.

By: Contributor(s): Material type: TextTextLanguage: English Publication details: Indang, Cavite : 2015. Cavite State University- Main Campus,Description: xiii, 55 pages : 28 cm. illustrations ; Content type:
  • text
Media type:
  • unmediated
Carrier type:
  • volume
Subject(s): DDC classification:
  • 332  G16 2015
Online resources: Production credits:
  • College of Economics, Management, and Development Studies (CEMDS)
Abstract: GARCIA, CHEENA FAYE J. and PUTULIN, RAYZEL ANN B. Money Management of Dual Income Earner Families in Selected Municipalities of Cavite. Undergraduate Thesis. Bachelor of Science in Business Management, major in Financial Management. Cavite State University, Indang, Cavite. April 2015. Adviser: Mrs. Cecilia T. Cayao. The study aimed to determine the money management of dual income earner families in selected areas of Cavite; describe the socio-economic characteristics of the dual income earner families in selected areas of Cavite; identify the expenditures of dual income earner families on selected municipalities of Cavite; identify the savings practices of dual income earner families in selected municipalities of Cavite; identify the investment practices of dual income earner families in selected areas of Cavite; and identify the problems encountered in managing money of dual income earner families in selected municipalities of Cavite. The participants of the study were 204 families in selected municipalities of Cavite, namely: Bacoor City, Dasmarifias City, General Mariano Alvarez, General Trias, Imus City, and Silang. Mean was used in determining the sum (average) of values of each variables; frequency count in determining the distribution of the respondents according to their socio-economic characteristics, savings, investments, and money management practices; and ranking in describing the problems encountered by the dual income earner families. Results showed that the majority of dual income earner families are of single family type; the average number of dependents was 3 and has a mean of combined gross monthly income of Php37,194. In terms of expenditures, this revealed that participants tend to spend most on food and beverages which is the basic need, next to it is for education of their children also a significant percent on payment of debts. The result on savings showed that out of the 204 dual income earner families, 138 of the participants had savings and 66 had no savings. In investment, 132 of the respondents had investment and 72 had no investment. Lastly, the major problem faced by dual income earner families in expenditures was the increasing cost of commodities, while in saving was occurrence of unexpected emergency funds and in investment was the low profitability of their business
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Theses / Manuscripts Theses / Manuscripts Ladislao N. Diwa Memorial Library Theses Section Non-fiction 332 G16 2015 (Browse shelf(Opens below)) Link to resource Room use only T-6088 00009866

Thesis (BS Business Management--Financial Management) Cavite State University

Includes bibliographical references.

College of Economics, Management, and Development Studies (CEMDS)

GARCIA, CHEENA FAYE J. and PUTULIN, RAYZEL ANN B. Money Management of Dual Income Earner Families in Selected Municipalities of Cavite. Undergraduate Thesis. Bachelor of Science in Business Management, major in Financial Management. Cavite State University, Indang, Cavite. April 2015. Adviser: Mrs. Cecilia T. Cayao.

The study aimed to determine the money management of dual income earner families in selected areas of Cavite; describe the socio-economic characteristics of the dual income earner families in selected areas of Cavite; identify the expenditures of dual income earner families on selected municipalities of Cavite; identify the savings practices of dual income earner families in selected municipalities of Cavite; identify the investment practices of dual income earner families in selected areas of Cavite; and identify the problems encountered in managing money of dual income earner families in selected municipalities of Cavite. The participants of the study were 204 families in selected municipalities of Cavite, namely: Bacoor City, Dasmarifias City, General Mariano Alvarez, General Trias, Imus City, and Silang. Mean was used in determining the sum (average) of values of each variables; frequency count in determining the distribution of the respondents according to their socio-economic characteristics, savings, investments, and money management practices; and ranking in describing the problems encountered by the dual income earner families. Results showed that the majority of dual income earner families are of single family type; the average number of dependents was 3 and has a mean of combined gross monthly income of Php37,194.

In terms of expenditures, this revealed that participants tend to spend most on food and beverages which is the basic need, next to it is for education of their children also a significant percent on payment of debts. The result on savings showed that out of the 204 dual income earner families, 138 of the participants had savings and 66 had no savings. In investment, 132 of the respondents had investment and 72 had no investment. Lastly, the major problem faced by dual income earner families in expenditures was the increasing cost of commodities, while in saving was occurrence of unexpected emergency funds and in investment was the low profitability of their business

Submitted copy to the University Library. 12/07/2016 T-6088

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